How do Certified Application Counselors (CACs) typically receive funding for their services?

Certified Application Counselors (CACs) typically receive funding through grants provided by various organizations, such as government entities, non-profits, and foundations. These grants are specifically designed to support the outreach and assistance efforts of CACs, enabling them to help individuals and families navigate the health insurance marketplace, understand their options, and enroll in suitable health plans.

The reliance on grants is important as it allows CACs to focus on providing free, unbiased assistance to consumers without being influenced by for-profit motives or commissions. This funding model supports the overarching goal of enhancing access to healthcare coverage for underserved populations and ensuring a more equitable health system.

Other funding methods, such as direct payments for customer services, donations from individuals, or commissions from insurance plans, are not typically aligned with the CAC's mission of providing impartial guidance. The use of grants ensures that their services remain accessible to everyone in the community, regardless of their financial situation.