Certified Application Counselor Practice Test

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Study for the Certified Application Counselor Test. Access flashcards and multiple-choice questions, complete with detailed explanations. Prepare to succeed!

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How many days do consumers have to report changes affecting QHP eligibility?

15 days
30 days
45 days
60 days

The correct answer is: 30 days

Consumers are required to report changes that affect their eligibility for Qualified Health Plans (QHPs) within a specific timeframe. The correct answer indicates that consumers have 30 days to report such changes. This timeframe is important because timely reporting ensures that the consumers’ eligibility is accurately assessed, which can affect their coverage, benefits, and any potential subsidies they may receive. Reporting changes, such as income fluctuations, changes in household size, or changes in residency, is crucial for maintaining appropriate health coverage. Failing to report these changes within the 30-day window can lead to issues like loss of coverage or ineligibility for financial assistance. Understanding this policy helps Certified Application Counselors to effectively guide consumers in managing their health insurance needs and requirements.