Until what age can young adults remain on their parent's health insurance plan under the Affordable Care Act?

Under the Affordable Care Act (ACA), young adults can remain on their parent's health insurance plan until they turn 26 years old. This provision allows young adults to stay on their parent's plan even if they are no longer living with them, are financially independent, or are married. The intent behind this policy is to provide broader access to health coverage for young adults as they transition into independence, ensuring they have health insurance during a time when they may be pursuing higher education or entering the workforce.

This age limit reflects a significant change in health care policy aimed at reducing the uninsured rate among young adults and recognizing the challenges they face in obtaining affordable health coverage as they begin their careers. The options that suggest earlier ages, such as 22 or 24, do not align with the current provisions of the ACA, and 30 is beyond the established limit. Thus, 26 is the correct and applicable age limit under the ACA for remaining on a parent's health insurance plan.