Certified Application Counselor Practice Test

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Study for the Certified Application Counselor Test. Access flashcards and multiple-choice questions, complete with detailed explanations. Prepare to succeed!

Each practice test/flash card set has 50 randomly selected questions from a bank of over 500. You'll get a new set of questions each time!

Practice this question and more.

What is the earliest date a consumer's coverage begins during regular open enrollment?

11/01
12/15
01/01
02/01

The correct answer is: 01/01

In the context of regular open enrollment for health insurance, a consumer's coverage typically begins on January 1st of the following year if they enroll during the open enrollment period. Open enrollment generally runs from November 1st to December 15th, and any plans selected during this timeframe take effect at the start of the new calendar year. Therefore, selecting January 1 as the start date for coverage aligns with the established guidelines for open enrollment, making it the correct answer. The other choices reflect dates that do not correspond to the initiation of coverage within the usual enrollment timeframes, emphasizing the importance of understanding the enrollment cycle and its implications for when consumers can expect their health coverage to kick in.